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We’re here to help answer any questions you may have about bankruptcy laws and processes in Lakewood, Colorado. Whether you’re a first-time visitor or a seasoned expert, our team is dedicated to providing clear, concise, and helpful guidance.
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Frequently Asked Questions (FAQs)
Q: How do I know if bankruptcy is the right choice for me?
A: Filing for bankruptcy is a significant decision, and it’s crucial to understand all your options. We offer free consultations where we can discuss your financial situation and help determine whether bankruptcy is suitable for you.
Q: What types of debt can be eliminated through bankruptcy?
A: Both secured and unsecured debts can often be discharged in bankruptcy proceedings. This includes credit card debt, medical bills, judgments, and more. However, certain types of debt, such as student loans and child support, are generally not eligible for discharge.
Q: How long does the bankruptcy process take?
A: The length varies depending on the type of bankruptcy and your specific circumstances. Typically, it can take anywhere from a few months to over a year to complete the process.
Q: Will filing for bankruptcy affect my credit score?
A: Filing for bankruptcy will undoubtedly impact your credit score, but the effect depends on the type of bankruptcy filed and how you manage your finances afterward. While it may take some time to recover, maintaining good financial habits post-bankruptcy can help improve your credit rating over time.